By James T. Barker, ChFC, CLU

In today’s low-interest rate environment, investors relying on bond yields for steady cash flow may be tempted to look for alternatives to boost income.  One direction many investors are heading is toward dividend stocks.

As of this writing, the dividend yield on the S&P [...]

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By James T. Barker, ChFC, CLU _________________________________________________________

Real estate as a wealth generator is hardly a new idea. People owned property long before the advent of stock exchanges and other capital markets. In more recent times, large corporations and institutions have held commercial real estate in their portfolios.

But individual investors have [...]

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By James T. Barker, ChFC, CLU ________________________________________________________

Research shows that two risk factors—maturity and credit quality—account for most of the average return differences in diversified bond portfolios. Long-term bonds and lower-quality corporate bonds typically offer higher average yields to compensate investors for taking more risk. But keep in mind that these [...]

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By James T. Barker, ChFC, CLU _______________________________________________________

Choosing a basic stock-bond mix is an important first step in portfolio design. Although the decision may appear simple, it can have a profound impact on your wealth.

All investors face two important decisions; deciding how much risk to take and then building a portfolio with [...]

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Wealth Insights:  BFG Blog

By James T Barker, ChFC, CLU

Observations of investor actions in a non-performing market.

 We have observed that many people tend to invest in ways that suggest that they are somehow immune from the market conditions we observe daily. We have all experienced difficult [...]

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Wealth Insights: BFG BLOG

 By James T. Barker, ChFC, CLU
President

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Many investors assume that buying a mutual fund comprised of fixed income assets (Bonds) will accomplish the same goal as directly investing in those same bonds, notes and bills.

If your investment goal is predictable income, then [...]

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By James T Barker, ChFC, CLU

Do you have a second income from consulting or another business? Many professionals work as consultants in their field of expertise while also holding a primary position as a teacher, engineer, doctor, or some other primary role. Many suffer the consequences of this self-employment income in the form of higher [...]

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